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Low income apartments open in Seymour, but advocates say more needed

seymour apartment

TWG Development worked with Centerstone, which will provide some counseling resources to Seymour Loft residents. (Devan Ridgway, WTIU News)

An income-restricted apartment complex in Seymour opened Tuesday, though tenants started moving in sooner.

Rent ranges from 340 to 972 dollars for the fifty units, which have one to three bedrooms. The spaces are aimed at people earning $30,000 to 40,000 a year. 

Seymour Mayor Matt Nicholson said the town is short more than 1,000 units.

“Everybody is having that same struggle," he said. "You're all talking to the same developers. You're all trying to build similar projects. For us, I've had a goal this year of sitting down with 52 developers over the course of the year.”

TWG Development is the project developer and will receive a tax credit for providing lower-cost housing.

TWG development director Marisa Conatser said it feels good to help meet the need for affordable housing, as rental prices increase across the state.

“I think the one downside to that is that we just can't fill the need everywhere all the time," she said. "We would love to be able to be working in every community in Indiana, but we just don't have the ability to do that."

Conatser said with preleases, the Seymour Lofts  have rented  about 80 percent of the units. 

Andrew Bradley is the policy director with Prosperity Indiana.  He said the addition is welcome, given the state’s need for 120,000 low-cost housing units.

Read more: Bill aimed at making new housing more affordable clears first legaslative committee

“The lack of affordable and stable housing in Indiana is a crisis," Bradley said. "And it's good news that it seems to be increasingly recognized by community leaders and policy makers."

A 2023 Prosperity Indiana report found that wage increases in the state have not kept up with rent increases. The wage needed to afford a two-bedroom apartment in Indiana rose 12 percent last year, but the average wage of someone renting only rose 7.5 percent.

“Without additional investment in affordable housing, and then policies to address why our wages aren't paying enough, we're not likely to see that gap close,” Bradley said.

In Jackson County a renter needs to earn $18.31 per hour and work 43 hours a week to afford a two-bedroom apartment. 

Seymour Mayor Matt Nicholson said his town's population is growing, and the new development addresses some of that need.

“We're always looking for the next developer. See what projects they've got in mind, see what kind of work they're looking to do" Nicholson said. "We've we've got lots of space, got lots of area to do projects. Now, it's just a matter of getting the right partners to the table to make them happen.” 

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