{ "banners": { "tv" : [ {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/8-29-wtiu-lightbox.jpg", "startingDate" : "1724904000000", "endingDate" : "1724990340000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/8-30-24-wtiu-bnr.jpg", "startingDate" : "1724990400000", "endingDate" : "1725163140000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-1-24-wtiu-bnr.jpg", "startingDate" : "1725163200000", "endingDate" : "1725249540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-2-24-wtiu-bnr.jpg", "startingDate" : "1725249600000", "endingDate" : "1725335940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-5-24-wtiu-bnr.jpg", "startingDate" : "1725336000000", "endingDate" : "1725595140000"} , {"url" : "https://indianapublicmedia.org/status/", "img" : "https://indianapublicmedia.org/images/banner-images/9-6-24-wtiu-bnr.jpg", "startingDate" : "1725595200000", "endingDate" : "1725767940000"} ], "radio" : [ {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-16-24-wfiu-bnr.jpg", "startingDate" : "1726459200000", "endingDate" : "1726545540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-17-24-wfiu-bnr-am-new.jpg", "startingDate" : "1726545600000", "endingDate" : "1726617540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-17-24-wfiu-bnr-pm.jpg", "startingDate" : "1726617600000", "endingDate" : "1726631940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-18-24-wtiu-bnr.jpg", "startingDate" : "1726632000000", "endingDate" : "1726718340000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-19-24-wfiu-bnr.jpg", "startingDate" : "1726718400000", "endingDate" : "1726804740000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-20-24-wfiu-bnr.jpg", "startingDate" : "1726804800000", "endingDate" : "1726891140000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-21-24-wfiu-bnr.jpg", "startingDate" : "1726891200000", "endingDate" : "1726977540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-22-24-wfiu-bnr.jpg", "startingDate" : "1726977600000", "endingDate" : "1727063940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-23-24-wfiu-bnr.jpg", "startingDate" : "1727064000000", "endingDate" : "1727150340000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-24-24-wfiu-bnr-am.jpg", "startingDate" : "1727150400000", "endingDate" : "1727211540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-24-24-wfiu-bnr-pm.jpg", "startingDate" : "1727211600000", "endingDate" : "1727218800000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-24-24-wfiu-bnr.jpg", "startingDate" : "1711252800000", "endingDate" : "1711339140000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-25-24-wfiu-bnr.jpg", "startingDate" : "1711339200000", "endingDate" : "1711425540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-26-24-wfiu-bnr.jpg", "startingDate" : "1711425600000", "endingDate" : "1711452540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-26-24-wfiu-bnr-match.jpg", "startingDate" : "1711452600000", "endingDate" : "1711457940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDBNR&PAGETYPE=PLG&CHECK=tAXekcDG%2flgkr2wNtsqwhq1gzMC6uhq5nDjkJobrCdg%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-26-24-wfiu-bnr.jpg", "startingDate" : "1711458000000", "endingDate" : "1711493940000"} ] }}

{ "lightboxes": { "tv" : [ {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/8-29-24-wtiu-bnr.jpg", "startingDate" : "1724904000000", "endingDate" : "1724990340000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/8-30-24-wtiu-lightbox.jpg", "startingDate" : "1724990400000", "endingDate" : "1725163140000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-1-24-wtiu-lightbox.jpg", "startingDate" : "1725163200000", "endingDate" : "1725249540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-2-24-wtiu-lightbox.jpg", "startingDate" : "1725249600000", "endingDate" : "1725335940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-5-24-wtiu-lightbox.jpg", "startingDate" : "1725336000000", "endingDate" : "1725595140000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-6-24-wtiu-lightbox.jpg", "startingDate" : "1725595200000", "endingDate" : "1725767940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-8-24-wtiu-lightbox.jpg", "startingDate" : "1725768000000", "endingDate" : "1725854340000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCLB&PAGETYPE=PLG&CHECK=2T6mTyo6yYtDgsQprWuZNm3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3.10.24_wtiu_lightbox.jpg", "startingDate" : "1710046800000", "endingDate" : "1710129540000"} ], "radio" : [ {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-16-24-wfiu-lightbox.jpg", "startingDate" : "1726459200000", "endingDate" : "1726545540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-17-24-wfiu-lightbox-am-new.jpg", "startingDate" : "1726545600000", "endingDate" : "1726617540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-17-24-wfiu-lightbox-pm.jpg", "startingDate" : "1726617600000", "endingDate" : "1726631940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-18-24-wfiu-lightbox.jpg", "startingDate" : "1726632000000", "endingDate" : "1726718340000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-19-24-wfiu-lightbox.jpg", "startingDate" : "1726718400000", "endingDate" : "1726804740000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-20-24-wfiu-lightbox.jpg", "startingDate" : "1726804800000", "endingDate" : "1726891140000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-21-24-wfiu-lightbox.jpg", "startingDate" : "1726891200000", "endingDate" : "1726977540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-22-24-wfiu-lightbox.jpg", "startingDate" : "1726977600000", "endingDate" : "1727063940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-23-24-wfiu-lightbox.jpg", "startingDate" : "1727064000000", "endingDate" : "1727150340000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-24-24-wfiu-lightbox-am.jpg", "startingDate" : "1727150400000", "endingDate" : "1727211540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/9-24-24-wfiu-lightbox-pm.jpg", "startingDate" : "1727211600000", "endingDate" : "1727218800000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-23-24-wfiu-lightbox.jpg", "startingDate" : "1711166400000", "endingDate" : "1711252740000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-24-24-wfiu-lightbox.jpg", "startingDate" : "1711252800000", "endingDate" : "1711339140000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-25-24-wfiu-lightbox.jpg", "startingDate" : "1711339200000", "endingDate" : "1711425540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-26-24-wfiu-lightbox.jpg", "startingDate" : "1711425600000", "endingDate" : "1711452540000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-26-24-wfiu-lightbox-match.jpg", "startingDate" : "1711452600000", "endingDate" : "1711457940000"} , {"url" : "https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WFIUFDLB&PAGETYPE=PLG&CHECK=tAXekcDG%2flizvLEFSbjC6m3L5BYddGq6PVAl6UEf65g%3d", "img" : "https://indianapublicmedia.org/images/banner-images/3-26-24-wfiu-lightbox.jpg", "startingDate" : "1711458000000", "endingDate" : "1711493940000"} ] }}

Hoosiers For Responsible Lending Coalition Launches To Address Payday Lending

By Samantha Horton

Posted September 13, 2021

Hoosiers for Responsible Lending is a coalition made up of groups and organizations advocating for the protection of Hoosier families from payday lending. (Lauren Chapman/IPB News)

More than 47,000 Hoosier households were using a payday loan in the last 12 months according to the Indiana Institute for Working Families. A new coalition aims to advocate for and educate Hoosiers about the dangers of payday lending.

Hoosiers for Responsible Lending is a coalition of veterans organizations, faith communities, consumer groups and social service providers.

It brings together groups that have spoken out against payday lending at the Statehouse for years.

Prosperity Indiana coalition builder Natalie James said the alliance will push for legislation this upcoming session to stop predatory loans from taking advantage of Hoosiers’ in financial distress.

“We seek to put an end to lending practices that target and trap vulnerable Hoosiers extracting wealth from them and their communities,” said James.

Currently payday lenders can charge up to a 391 percent interest rate annually on loans. The network of organizations is advocating that it be reduced to 36 percent.

Join the conversation and sign up for the Indiana Two-Way. Text "Indiana" to 73224. Your comments and questions in response to our weekly text help us find the answers you need on statewide issues.

Andy Nielsen is a senior policy analyst with the Indiana Institute for Working Families. He said state law allows payday lenders to have annual interest rates of up to 391 percent that not only hurts borrowers, but also the state and local economies.