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Survey: Americans And Hoosiers Have Little Emergency Savings

By Network Indiana

Posted June 24, 2014

A new survey says one in four Americans have no emergency savings.

The Bankrate survey says 67 percent have less than the recommended six months of emergency savings.

An earlier survey from BMO Harris Bank indicates Hoosiers have saved a third of the national average or about $3,000 for a family financial emergency.

Ball State University economist Mike Hicks says many people simply don't feel comfortable investing.

"Some of the concerns about stagnant wages over the past several years certainly play a part in this. Today we're seeing a tepid rise in assets so the only way to be securing is to have some sort of savings," Hicks says.

Hicks says instead of saving, Americans tend to use credit cards for emergency expenses.

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Survey: Americans And Hoosiers Have Little Emergency Savings

By Network Indiana

Posted June 24, 2014

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