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Short-Term Insurance Plans Would Be Limited By Proposed Bill

emergency room

(Lauren Chapman/IPB News)

Last year the federal government rolled back rules that restricted short-term health insurance plans. These plans do not have to comply with protections under the Affordable Care Act, including pre-existing conditions.

A state insurance committee this week advanced a bill that would limit these plans to under a year.

Mark Fairchild, policy director with Covering Kids and Families of Indiana, says it would also help consumer understanding.

“So, they are really just in place where they’d be filling a gap and they would have a specific consumer disclosure about what is and isn’t covered by the plans,” Fairchild says. 

The plans usually cover hospital and emergency costs related to a serious accident, but may include additional restrictions.

Want to contact your legislators about an issue that matters to you? Find out how to contact your senators and member of Congress here.

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