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Foreclosures Down 3.6% In Central Indiana

By Network Indiana

Posted July 29, 2015

Foreclosures for the central Indiana region dipped by 3.6 percent in the second quarter of this year, according to Metropolitan Indianapolis Board of Realtors.

In addition, foreclosures sales were down 8.5 percent.

Even as the economy improves, realtors says homeowners need to take advantage of alternatives.

"There's a short sale process where sometimes the foreclosure can be circumvented, and it won't be on the person's credit that they had a foreclosure," says Century 21 Scheetz Realtor David Short. "They would have a short sale on their credit, which means almost as much, but it's still better than having a full foreclosure on their record."

RE/MAX Select Realtor Dawn Whalen says, in order to do that, homeowners and mortgage lenders must work together on an even greater scale.

"Always be in contact with your lenders, see what options there are," she says. "Talk to a local real estate professional who knows your area and see if they can help you find options, whether it be short sale. Then at least you're being proactive as opposed to reactive."

Whalen says foreclosures can hurt communities because potential buyers may view neighborhoods with foreclosed properties as "unstable" and shy away from those areas.

Foreclosed homes can also be targets for vandals.

The Metropolitan Indianapolis Board of Realtors report also shows traditional home listings were also down 6 percent in the second quarter.

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