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Home Foreclosures Up In Indiana But Down Nationwide

By Indiana Public Media News Staff

Posted February 17, 2012

In January, 1 in every 555 homes was foreclosed upon. That compares to the national average of 1 in every 624. Stephanie Wells in the Director of Asset Preservation at the Indiana Housing and Community Development Authority. She says foreclosures hurt entire communities.

"It also very much impacts the values of the properties in the surrounding neighborhoods," Wells says. "So the foreclosure down the street most definitely does impact you."

Wells says Indiana's foreclosure problem is different than states such as California, Nevada and Arizona, but it's quite similar to other Midwestern states.

"We didn't have massive appreciation. So we also didn't have subprime loans-- ours tend to be 60 percent of people contact of us needing assistance are they're in trouble because of loss in income, or reduction in income."

Wells says foreclosures in Indiana are a symptom of the struggling economy. She says there is no silver bullet solution to the problem, but that counseling before choosing to buy a house can prevent foreclosure later.

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