John Lee Adams III is accused of robbing the Peoples State Bank on Clarizz Blvd. on Bloomington's east side on Nov. 15 of last year.
US Attorney Joseph Hogsett said Indiana has developed a reputation where it is easy to gain possession of a weapon through illegal means.
The charges against the owner could result in a ten-year prison term and a fine of as much as $250,000.
Bloomington’s mayor has signed on to a pact urging Congress to enact stricter gun laws.
Christopher Conley was arrested after firing a loaded semi-automatic .380 handgun in Woodlawn Field early Thursday morning.
A Greenfield postal worker is in Bartholomew County jail on a weapons charge, and faces federal charges for abandoning the mail he was scheduled to deliver.